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Financial Calculators

Mortgages, loans, investments, taxes, and all things money. Browse all 75 free financial calculators below.

Mortgage Calculator

Compute your monthly mortgage payment, total cost, and full amortization schedule.

Loan Calculator

Calculate monthly payments and total interest for any loan, with amortization table.

Auto Loan Calculator

Monthly car-loan payment including taxes, fees, and trade-in value.

Interest Calculator

Calculate interest accrual on a starting balance with optional contributions.

Payment Calculator

Find your monthly payment or how long to pay off a loan at a given payment.

Retirement Calculator

Project your retirement savings and figure out how much you need to save.

Amortization Calculator

Get a detailed amortization schedule showing principal and interest each period.

Investment Calculator

Solve for end balance, return rate, starting amount, contributions, or time period.

Currency Calculator

Convert between world currencies using current exchange rates.

Inflation Calculator

Adjust purchasing power between two years using the US CPI.

Finance Calculator (TVM)

Time-value-of-money solver — solve for N, I/Y, PV, PMT, or FV.

Mortgage Payoff Calculator

See how much interest you save by paying off your mortgage early.

Income Tax Calculator

Estimate your US federal and state income tax for the current year.

Compound Interest Calculator

See how compounding grows your money over time.

Salary Calculator

Convert between hourly, weekly, monthly, and annual salary amounts.

401K Calculator

Project your 401(k) balance at retirement based on contributions and returns.

Interest Rate Calculator

Find the interest rate given loan amount, term, and monthly payment.

Sales Tax Calculator

Add or remove US sales tax from any price.

House Affordability Calculator

Find the maximum home price you can afford based on your income and debts.

Savings Calculator

Project your savings balance with regular contributions and compound interest.

Rent Calculator

Find how much rent you can afford based on your income.

Marriage Tax Calculator

Compare filing taxes single vs. married jointly to see your penalty or bonus.

Estate Tax Calculator

Estimate the federal estate tax owed on an estate.

Pension Calculator

Compare a lump-sum payout vs. annuity pension options.

Social Security Calculator

Estimate your monthly Social Security benefit at different retirement ages.

Annuity Calculator

Calculate how much your annuity will grow during the accumulation phase.

Annuity Payout Calculator

Compute regular payouts from a fixed annuity over a given period.

Credit Card Calculator

See how long it takes and how much interest you pay to clear a credit card.

Credit Cards Payoff Calculator

Snowball or avalanche strategy to pay off multiple credit cards.

Debt Payoff Calculator

Create a multi-debt payoff plan using snowball or avalanche method.

Debt Consolidation Calculator

Compare your current debts vs. a single consolidation loan.

Repayment Calculator

Find how long it takes to repay a debt at a fixed monthly payment.

Student Loan Calculator

Plan repayment and see total interest for your student loans.

College Cost Calculator

Estimate the total cost of college and the savings you need to start today.

Simple Interest Calculator

Calculate non-compounded interest on a principal amount.

CD Calculator

Calculate the yield on a certificate of deposit at maturity.

Bond Calculator

Compute bond price, yield to maturity, or duration.

Mutual Fund Calculator

Project mutual fund returns net of fees, loads, and taxes.

Roth IRA Calculator

Project your Roth IRA balance at retirement.

IRA Calculator

Compare Traditional IRA, Roth IRA, and taxable accounts.

RMD Calculator

Compute your Required Minimum Distribution from an IRA after age 73.

VAT Calculator

Add or remove Value Added Tax (VAT) from any price.

Cash Back or Low Interest Calculator

Compare a cash-back rebate vs. a lower auto-loan APR.

Auto Lease Calculator

Calculate your monthly car lease payment.

Depreciation Calculator

Calculate asset depreciation using straight-line, declining balance, and more.

Average Return Calculator

Calculate the arithmetic and geometric (CAGR) average return of an investment.

Margin Calculator

Calculate profit margin, gross margin, or revenue from cost and margin.

Discount Calculator

Find the final price after one or more percentage discounts.

Business Loan Calculator

Monthly payment and APR for a business loan including origination fees.

Debt-to-Income Ratio Calculator

Calculate your debt-to-income (DTI) ratio for mortgage qualification.

Real Estate Calculator

Analyze investment property cash flow, cap rate, and ROI.

Take-Home Paycheck Calculator

Calculate your US net paycheck after taxes and pre-tax deductions.

Personal Loan Calculator

Monthly payment and total interest for a personal loan.

Boat Loan Calculator

Calculate monthly payments for a boat or watercraft loan.

Lease Calculator

Calculate monthly payments for leasing any asset.

Refinance Calculator

Compare your current loan vs. refinancing to find the break-even point.

Budget Calculator

Build a 50/30/20 or custom budget from your monthly income.

Rental Property Calculator

Detailed rental property ROI, cap rate, and cash-on-cash return analysis.

IRR Calculator

Calculate the internal rate of return for a series of cash flows.

ROI Calculator

Calculate simple and annualized return on investment.

APR Calculator

Find the true APR of a loan including all fees and points.

FHA Loan Calculator

FHA mortgage payment including upfront and annual mortgage insurance premiums.

VA Mortgage Calculator

VA home loan payment including the VA funding fee.

Home Equity Loan Calculator

Find how much home equity you can borrow and calculate your payment.

HELOC Calculator

Calculate payments for a home equity line of credit.

Down Payment Calculator

Find the down payment needed or what home price you can afford.

Rent vs. Buy Calculator

Compare the true cost of renting vs. buying a home over time.

Payback Period Calculator

Find how long it takes to recoup an investment from its cash flows.

Present Value Calculator

Calculate the present value of a future amount or payment stream.

Future Value Calculator

Calculate the future value of a present amount with contributions.

Commission Calculator

Calculate your sales commission from a flat, tiered, or split rate.

Mortgage Calculator UK

UK mortgage payment calculator with stamp duty by region.

Canadian Mortgage Calculator

Canadian mortgage with semi-annual compounding and CMHC insurance.

Mortgage Amortization Calculator

Generate a complete mortgage amortization schedule with extra payments.

Percent Off Calculator

Find the sale price and dollar savings for any percentage off.

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